We Can Stop Your Repossession. Even at the Last Minute.
First letter or final notice - it doesn't matter. We've stopped repossessions at every stage since 1998.
0+
years solving property problems
24/7
freephone lines open
£0
upfront costs to you
0%
market value, not below
You Still Have Options. We Can Prove It.
If you're reading this, you're probably scared. You might have been ignoring letters, losing sleep, or wondering if it's already too late. It isn't? We have helped hundreds of families in your exact situation, some with just hours to spare before the bailiff arrived.
A repossession happens when your mortgage lender applies to the court to take back your home because you've fallen behind on payments. In England and Wales, lenders must follow a strict legal process - and at every stage of that process, there are ways to stop it. We've been doing exactly that since 1998. We pay your mortgage arrears within 24 hours, deal directly with your lender, and cover every cost. You pay nothing.
01Missed Payments & Arrears Letters
You've missed one or more mortgage payments. Letters keep arriving. You might be ignoring them because you don't know what to do. The longer you wait, the faster this escalates.
We pay your arrears directly to your lender within 24 hours. That stops the process immediately. Then we work with you on a longer-term plan, whether that's staying in your home or selling on your terms.
02Default Notice
Your lender has sent a formal default notice. The legal process has started. You typically have 14 days to respond, and the clock is already ticking.
We contact your lender on your behalf, pay the arrears, and negotiate a resolution. We have dealt with every major UK mortgage lender and know exactly how they operate.
03Court Hearing & Possession Order
Your lender has applied to the court for a possession order. You may have already attended a hearing. The court may have granted a suspended or outright order against you.
Even after a possession order, we can intervene. We pay the arrears, satisfy the court's conditions, and work to have the order set aside or suspended. We have done this hundreds of times.
04Bailiff Notice
You have received a warrant of possession. The bailiffs have a date to evict you. You might think it's too late. It is not.
We have stopped repossessions hours before the bailiff was due to arrive. We pay the arrears, apply to the court to suspend the warrant, and keep you in your home while we find a lasting solution.
05After Eviction
The locks have been changed. You have been evicted from your own home. You believe you have lost everything.
Even after eviction, legal options exist. We have helped families get back into their homes by clearing the arrears and working with the lender and the courts. It is not over until you give up.
We are Not a Cash Buyer Looking to Get Your House Cheap
You have probably seen companies offering to buy your house fast for 70-75% of its value. That is not what we do. We create solutions (joint ventures, managed sales, direct lender negotiations) that get you full market value. We advance all solicitor fees, legal costs, and expenses.
100%
Market value
£0
Upfront fee to you
How it works
Call us
Tell us about your situation. Our freephone lines are open 24/7 and you'll speak to a real person, not a machine.
We listen
Your dedicated adviser will understand your full situation and explain every option available to you.
We act
We move fast. Whether it's stopping a repossession or clearing debt, we handle everything on your behalf.
You're safe
Your home is protected, your debts are cleared, and you can move forward with peace of mind.
Property problem solvers with 27+ years' combined expertise
From stopping repossessions hours before the bailiff arrives, to helping families through divorce, debt, and bereavement.
What our clients say
Sean
Dagenham, Essex
Pat
West Sussex
Ola
Welling, SE London
Mrs M
Brighton
Miss B
Leicestershire
Mr & Mrs Kain
Kent
Watch their stories
Laverne's story
Maria & Michael's story
Tim's story
Nicole's story
Esther's story
Elliott's story
Need Help?
We're here to assist.
Still have questions? Feel free to contact our friendly team.
Related guides
In-depth advice articles covering each stage of the repossession process and the routes available to you.
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