# Faster Property Solutions - Full Reference > UK's trusted cash house buyer, trading since 1998. We help homeowners facing repossession, divorce, debt, illness, probate or life changes sell their property fast for cash. No fees. Completion in as little as 7 days. Regulated by The Property Ombudsman and registered with the ICO. ## Quick facts - Legal name: Faster Property Solutions-UK Ltd - Trading name: Faster Property Solutions (FPS) - Founded: 1998 (28 years trading) - Freephone: 0800 324 7949 (free, 24/7) - Email: help@fasterpropertysolutions.co.uk - Website: https://www.fasterpropertysolutions.co.uk - Area served: England and Wales (UK-wide enquiries welcome) - Regulators: The Property Ombudsman, ICO registered - Founders/leadership: Prab Paul (CEO), Thierry Lemaire (COO) - Charity: FPS Foundation (chess programmes in UK primary schools) - Team: 11 specialists covering England and Wales ## What we do Faster Property Solutions helps homeowners in difficult situations find a better way to sell, remortgage, or hold on to their property. We are not a 70-75%-of-value cash buyer. Our objective is to get homeowners the full market value of their property with zero fees, or find a solution that keeps them in their home. Typical situations we help with: - Repossession at any stage, from missed payments and arrears letters through court hearings, possession orders, bailiff notices, and even after eviction - Mortgage arrears and lender negotiation - Interest-only mortgage maturing with no way to repay the capital - Divorce or separation requiring a clean, fast settlement - Inheriting a property and needing to deal with probate quickly - Serious illness or hospital treatment making a traditional sale impossible - Problem properties: short leases, major disrepair, difficult tenants, previous sales falling through - UK or international relocation with a firm move date ## Our guarantee - Once we agree to buy a property, the sale does not fall through. We buy with our own cash reserves - there is no chain, no mortgage application that can be declined, and no third-party buyer to pull out. - We pay mortgage arrears directly to the lender within 24 hours, which stops repossession action immediately. - We can exchange contracts on freehold properties within 24 hours, and on leasehold within 48 hours. Cash completion typically takes 7 to 10 days. - All solicitor fees and legal costs are covered by us. Clients pay zero. - One dedicated adviser handles the case from first call to completion. No call centres, no being passed around. ## Pricing approach - Our service costs the homeowner nothing. There are no fees, no hidden charges, no deductions from the sale price. - We aim to get full market value or structure a deal that produces an equivalent financial outcome - not a discounted cash-buyer offer. - Consultation is free and confidential, with no obligation. ## How we work (the four-step process) 1. Get in touch - freephone, contact form, or live chat. Available 6am to midnight, seven days a week (freephone 24/7). 2. Speak to our team - a senior member of the client services team calls back within one hour. Not a junior rep reading a script. 3. Receive your cash offer - after a quick property assessment, we put a genuine offer in front of you with no hidden conditions. 4. Complete in 7-10 days - once you accept, legal completion takes 7-10 days. No chain, no mortgage approvals, no risk of collapse. ## Stopping repossession We have stopped repossessions at every stage of the legal process, including: - Missed payments and arrears letters: we pay arrears within 24 hours and negotiate a longer-term plan. - Default notices: we contact the lender, pay the arrears, and negotiate a resolution. - Court hearings and possession orders: we intervene even after an order has been granted, paying arrears and working to have the order set aside or suspended. - Bailiff notices and warrants of possession: we have stopped repossessions hours before bailiffs were due to arrive. - Post-eviction cases: even after the locks have been changed, legal options exist. We have helped families get back into their homes. We work with every major UK mortgage lender. ## Selling your home for cash (situation detail) We buy properties in any condition, including: - Homes in disrepair, needing major renovation or modernisation - Short-lease leasehold properties (we can extend the lease ourselves) - Tenanted properties (we deal with the tenant situation post-completion) - Properties that have had previous sales fall through - Properties listed on the open market for months with no offers There are no viewings, no strangers walking through your home, and no need to redecorate or stage anything. We assess the property and make an offer. ## Inherited property and probate - We can begin the process before probate is granted and help with the probate application. - We work with multiple beneficiaries and executors so no single family member carries the whole burden. - Fast access to funds for funeral and immediate expenses. - Full property clearance and ongoing maintenance handled by us while the sale progresses. ## Divorce and separation - We act as a neutral third party and work with both parties to reach an agreed sale. - Typical divorce-related sales complete in 2-4 weeks. - Equity release options are available if one partner wants to stay in the property and buy the other out. - We work alongside court orders and solicitors when there are formal timelines to meet. ## Mortgage arrears - We pay arrears directly to the lender within 24 hours, halting repossession action. - We explore every option before recommending a sale: equity release, term extension, remortgage, debt restructuring, lender negotiation. - If a sale is genuinely the best outcome, we achieve it at full market value with zero fees. ## Illness and health issues - No viewings. No strangers in the home. No open days. - We work entirely at the homeowner's pace - no deadlines, no pressure, no rushed decisions. - Arrears paid within 24 hours if needed so financial pressure is off while the homeowner focuses on recovery. - Assisted relocation available - we help find and move into a more suitable property (bungalow, ground-floor flat, somewhere closer to family). ## Interest-only mortgage ending Around 1.67 million interest-only mortgages in the UK are set to mature by 2032. Options we help with include: - Remortgaging - Extending the mortgage term - Equity release - Part-and-part arrangements - Managed sale at full market value Selling is only recommended if it is genuinely the best outcome. ## Problem property - Short lease? We handle the lease extension ourselves. - Major disrepair? We buy in any condition - no need to fix anything. - Difficult tenants? We deal with the tenant situation after completion. - Previous sale fell through? Ours do not - cash purchase, no chain, guaranteed completion. ## Relocation - Guaranteed sale by the move date, whether that is in one week or one year. - International relocations fully supported - we manage the entire process while the homeowner is overseas. - Zero fees, zero solicitor costs, so the homeowner keeps the full sale proceeds. ## Trust signals - Trading in the property-solutions space since 1998. - 200+ UK families helped. - Regulated by The Property Ombudsman. - Registered with the Information Commissioner's Office (ICO). - Registered with Companies House. - Featured in Metro and on Sky TV. - Real customer reviews and case studies on https://www.fasterpropertysolutions.co.uk/reviews. - FPS Foundation: our charitable arm running chess programmes in 8 UK primary schools, reaching 1,000+ children. ## Values - People before profit. Every decision starts with "is this the best outcome for the client?" - Honesty, even when it is hard. We will never say what you want to hear just to win the business. - Real solutions, not quick buyouts. Every situation is different; every plan is built around it. - Care that goes beyond the contract. Our work does not stop when the paperwork is signed. ## Contact - Freephone: 0800 324 7949 (free, 24/7) - Email: help@fasterpropertysolutions.co.uk - Live chat: available on the website - Web: https://www.fasterpropertysolutions.co.uk/contact When you call, a real person picks up - not a recorded message. They listen, explain your options clearly, and you hang up knowing what comes next, even if you decide not to go ahead. ## Blog and guides Longer-form advice and guides are published at https://www.fasterpropertysolutions.co.uk/advice, covering repossession, debt, divorce, probate, problem properties, and the broader UK property market. ## FPS Foundation The FPS Foundation partners with Chess in Schools and Communities to bring chess programmes to primary schools across South West London. Eight schools, 1,000+ children, and over 20 years of giving back. More at https://www.fasterpropertysolutions.co.uk/fps-foundation.